01
Choose an age
Select from ages 12, 15, 18, 21, 30, 40, 50, 60, or 70+.
Member dashboard
Money guidance organized by age.
Choose an age group and explore the financial lessons, risks, priorities, checklists, and resources that matter most at that stage of life.
Ages 12 to 70+
Interactive checklists
Curated resources
Choose a life stage
Start with any age
12–70+
Inside each path
Priorities, lessons, mistakes, checklist, and resources.
Clear educational guidance without generic financial noise.
9age paths
45+checklist items
1simple guide
Start here
Use Money By Age in three simple steps.
This app is designed for families, adults, seniors, educators, and anyone who wants clearer financial education by life stage. It is not a course to “finish.” It is a reference guide you can return to whenever a new money question appears.
02
Review the guide
Open priorities, lessons, mistakes, checklist items, and resources for that stage.
03
Use the checklist
Mark items as complete, copy a quick plan, and come back anytime to continue.
Age 12
Money Basics
Age group overview
Nine life-stage paths in one organized guide.
The overview below helps you quickly see what each age path covers before opening the interactive dashboard.
Resource library
Helpful places to keep learning.
These resources are included for education and research. Always verify details and speak with qualified professionals before making personal financial decisions.
CFPB
Consumer financial education
Guides, tools, and consumer protection information.
Investor.gov Investment educationSEC-backed information for learning investment basics.
MyMoney.gov Financial literacy basicsFederal resources for saving, borrowing, earning, and planning.
FTC Fraud and scam awarenessConsumer alerts and fraud prevention education.
Credit reports Credit report accessOfficial site for requesting free credit reports in the United States.
SSA Social Security informationBenefits, retirement information, and official account tools.
Use this as education, not personal advice.
Money By Age provides general educational information. It does not provide personalized financial, legal, tax, insurance, investment, or retirement advice. Before making personal decisions, speak with qualified professionals.